Raymond P. Specht

Title: Vice Chairman
Raymond P. Specht
Vice Chairman
Toyota Financial Savings Bank
Corporate Manager, Industry & Legislative Affairs
Toyota Financial Services

Raymond Specht is Vice Chairman for Toyota Financial Savings Bank (TFSB) and Corporate Manager of Industry and Legislative Affairs for Toyota Financial Services (TFS).

Specht serves as a director of Toyota Financial Savings Bank, an entity that provides products and services to Toyota and Lexus dealers across the country, as well as the issuer of the Toyota Rewards and Lexus Pursuits Visa credit cards.

Specht provides strategic guidance on federal and state legislation, the banking industry, FDIC, Nevada regulatory matters, the Community Reinvestment Act (CRA) and bank compliance.  In 2010, the scope of his work was expanded beyond TFSB to support all of TFS’ regulatory interests.  Specht works in conjunction with TFS Corporate Communications/Government Relations; TFS Legal and Enterprise Compliance; and Toyota Motor North America (TMA), Washington DC.  He reports to Ann Bybee, Vice President, Corporate Strategy, Communications and Corporate Social Responsibility.

Specht joined TFS in 2004.  Prior to Toyota, he served as Chairman, President and CEO of Volkswagen Bank USA.  He has also held a number of other senior positions through the years at several banks including Wright Express Financial Services, Fidelity Trust Company and First Signature Bank and Trust.

Specht received a Bachelor of Science degree in Accounting, graduating magna cum laude from the University of Massachusetts, Lowell, Mass, and a Masters in Strategic Communication & Leadership, graduating with honors from Seton Hall University, South Orange, New Jersey.  He serves on several boards including the National Association of Industrial Banks and the Conference of State Bank Supervisors.

< back

Related Photos

Raymond Specht
Raymond Specht

Raymond Specht

Download Low Res. Download High Res.
You must be logged in to view this item.

This area is reserved for members of the news media. If you qualify, please update your user profile and check the box marked "Check here to register as an accredited member of the news media". Please include any notes in the "Supporting information for media credentials" box. We will notify you of your status via e-mail in one business day.

Copyright Notice

All materials on this site are for editorial use only. The use of these materials for advertising, marketing or any other commercial purpose is prohibited. They may be cropped but not otherwise modified. To download these materials, you must agree to abide by these terms.