Raymond P. Specht

Title: Vice Chairman
Raymond P. Specht
Vice Chairman
Toyota Financial Savings Bank
Corporate Manager, Industry & Legislative Affairs
Toyota Financial Services

Raymond Specht is Vice Chairman for Toyota Financial Savings Bank (TFSB) and Corporate Manager of Industry and Legislative Affairs for Toyota Financial Services (TFS).

Specht provides strategic guidance on federal and state legislation, the banking industry, FDIC, Nevada regulatory matters, the Community Reinvestment Act (CRA) and bank compliance.  In 2010, the scope of his work was expanded beyond the bank to TFS’ government affairs.  Specht works in conjunction with TFS Corporate Communications/Government Relations; TFS Legal and Enterprise Compliance; and Toyota Motor North America (TMA), Washington DC.  He reports to Ann Bybee, Vice President, Corporate Strategy, Communications and Corporate Social Responsibility.

Specht joined TFS in 2004.  Prior to Toyota, he served as Chairman, President and CEO of Volkswagen Bank USA.  Before that he was President & CEO of WEX Bank.  He has also held a number of other senior positions through the years at several banks including Fidelity Investment’s bank and John Hancock Insurance’s bank.

Specht received a Bachelor of Science degree in Accounting, graduating magna cum laude from the University of Massachusetts, Lowell, Mass, and a Masters in Strategic Communication & Leadership, graduating with high honors from Seton Hall University, South Orange, New Jersey.  He is an instructor at Nevada State College.

He serves on several boards including Chairman of the Las Vegas Global Economic Alliance, Chairman of the National Association of Industrial Banks, the Conference of State Bank Supervisors and the Neon Museum.

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